In 2008 the reckless behaviour of bankers caused one of the biggest world-wide economic crashes the world has ever seen.
Here in Scotland the name on everyone's lips was Sir Fred 'The Shred' Goodwin who's actions at Royal Bank Of Scotland cost us, the taxpaying public, £45 Billion in bailouts.
The RBS legacy continues to this day because it has never once made an annual profit since we bailed it out and has amassed more than £50 Billion of losses in the past eight years.
The Crown Office & Procurator Fiscal Service in Scotland have now completed their investigation and have concluded that:
There is insufficient evidence of criminal behaviour to bring charges against the bank or any of its directors.
Oh well, it's good to know that no one at RBS did anything wrong. Thanks for clearing that up for us.
But don't just leave us in limbo Mr Procurator Fiscal.
Just who's fault was it if it wasn't the banks fault?
Who caused the RBS debacle and cost the public £48 Billion if it wasn't the RBS bankers?
Or is it just a case of banks are not only too big to fail, but fat-cat bankers are too big to prosecute?
I challenge anyone to walk in to any court anywhere in Scotland on Monday morning, sit in the public gallery, and count how many fat-cat bankers, well educated people, or rich, well-heeled people you see in the dock.
Then, I want you to count how many poor, vulnerable, and poorly educated people from the most deprived towns and villages in our country you see in the dock.
Then you'll realise why the corrupt Crown office couldn't seem to find sufficient evidence to prosecute their fat-cat, well educated, well-heeled banking buddies.